Фахові видання України

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https://irlykhuml.univer.km.ua/handle/123456789/38

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Перегляд Фахові видання України за Автор "Aleskerova Yu."

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  • Ескіз недоступний
    Документ
    Analysis and efficiency of modern payment systems and directions for improvement of payment systems in the financial market of Ukraine
    (Причорноморські економічні студії, 2031) Aleskerova Yu.; Fedoryshynа L.
    The article presents an analysis of modern payment systems and assesses their efficiency in the context of Ukraine’s financial market. It examines the classification of payment systems, their key components, and legal regulation, particularly the role of the National Bank of Ukraine in setting standards and ensuring transaction security. The state and development dynamics of both national and international payment systems are analysed, including Visa, MasterCard, “PROSTIR”, and others, as well as the impact of digitalization and innovative technologies, such as contactless payments, cryptocurrencies, stablecoins, and central bank digital currencies (CBDC). Special attention is given to the prospects of using smart contracts in banking transfers, their advantages, and the stages of implementation. Based on the research findings, directions for improving payment systems in the context of the digital transformation of the economy are identified, which involve a combination of technological innovations, clear legal regulation, and a high level of cybersecurity
  • Ескіз недоступний
    Документ
    ANALYSIS OF THE AGRICULTURAL INSURANCE MARKET IN UKRAINE DURING WARTIME
    (ПРИЧОРНОМОРСЬКІ ЕКОНОМІЧНІ СТУДІЇ. 2025. Вип.95., 2025) Aleskerova Yu.; Fedoryshynа L.
    The article provides a comprehensive analysis of the current state and dynamics of the agricultural insurance market (agricultural insurance) in Ukraine in the context of military operations. The main problems of the functioning of insurance protection in the agricultural sector are identified: a low level of coverage of agricultural producers with insurance services, a limited number of specialized products, high insurance tariffs and a lack of trust in insurance companies. The impact of armed aggression on the market structure, the volume of insurance premiums and payments, as well as on the solvency of insurers is revealed. Statistical data on the trends in the development of agricultural insurance in 2019–2025 are presented, which indicate a gradual recovery of the market and an increase in demand for insurance of military risks. Particular attention is paid to the role of state support, international financial initiatives (FAO, IFC, EBRD) and technological innovations – the introduction of parametric products, satellite monitoring, digital platforms and models based on artificial intelligence. Strategic directions for the development of the agricultural insurance market in the post-war period have been formulated, including improving regulatory frameworks, creating a state insurance payment guarantee fund, expanding public-private partnerships, and increasing the financial literacy of farmers.