ANALYSIS OF THE AGRICULTURAL INSURANCE MARKET IN UKRAINE DURING WARTIME
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Дата
2025
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Видавець
ПРИЧОРНОМОРСЬКІ ЕКОНОМІЧНІ СТУДІЇ. 2025. Вип.95.
Анотація
The article provides a comprehensive analysis of the current state and dynamics of the
agricultural insurance market (agricultural insurance) in Ukraine in the context of military
operations. The main problems of the functioning of insurance protection in the agricultural
sector are identified: a low level of coverage of agricultural producers with insurance services,
a limited number of specialized products, high insurance tariffs and a lack of trust in insurance
companies. The impact of armed aggression on the market structure, the volume of insurance
premiums and payments, as well as on the solvency of insurers is revealed. Statistical data
on the trends in the development of agricultural insurance in 2019–2025 are presented, which
indicate a gradual recovery of the market and an increase in demand for insurance of military
risks. Particular attention is paid to the role of state support, international financial initiatives
(FAO, IFC, EBRD) and technological innovations – the introduction of parametric products,
satellite monitoring, digital platforms and models based on artificial intelligence. Strategic
directions for the development of the agricultural insurance market in the post-war period
have been formulated, including improving regulatory frameworks, creating a state insurance
payment guarantee fund, expanding public-private partnerships, and increasing the financial
literacy of farmers.
Опис
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Бібліографічний опис
1. Aleskerova Yu., Fedoryshynа L. Analysis of the agricultural insurance market in Ukraine during wartime. Причорноморські економічні студії. 2025. Вип. 95. С.109-115. DOI: https://doi.org/10.32782/bses.95-15