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- ДокументAnalysis of human-capital development tools in insurance companies. (Аналіз інструментів розвитку людського капіталу в страхових компаніях)(An electronic scientific and practical journal «Economics. Ecology. Socium». Vol. 5, No.2, 2021. Pp.40-48., 2021-06-05) Bublyk М., Kopach Т., Pihniak Т.The paper defines the role and importance of such tools for human capital development as outsourcing, outstaffing, staff leasing, crowdsourcing, coworking, freelancing. Ways to improve them, taking into account the trends of pandemic waves, are proposed. A direct relationship between applying the tools of human capital development in the new waves of the COVID-19 pandemic and the effectiveness of insurance companies is established. It is proposed to use the analyzed tools to qualitatively and quantitatively increase the competitiveness of insurance companies.