ANALYSIS OF THE DEVELOPMENT OF HEALTH INSURANCE IN UKRAINE: CURRENT CHALLENGES
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Дата
2025
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ІНФРАСТРУКТУРА РИНКУ
Анотація
The article explores the features of legal regulation in the field of healthcare in Ukraine amid systemic reforms and the intensification of European integration processes. It analyzes how objective (economic, social, demographic) and subjective (political decisions, management approaches, level of legal awareness) factors influence the transformation of legal relations in the healthcare sector.
Special attention is given to the role of the state in shaping the legal environment that determines the accessibility and quality of medical services, as well as the protection of citizens' fundamental rights.
Special attention is devoted to the analysis of the institution of health insurance as an important element of social protection and a guarantee of the human right to life and health. The article highlights international and national legal norms regulating this area, as well as their adaptation to modern challenges. It examines the current state and development trends of health insurance in Ukraine, the classification of its types, the specifics of voluntary and compulsory insurance, as well as the practical problems arising in the process of their implementation. The role of the state in forming the legal environment, which directly affects the accessibility and quality of medical services, as well as the provision of fundamental rights of citizens – in particular the right to life and health care, is separately highlighted. The state acts as a guarantor of the proper functioning of the health care system, creating mechanisms for financing, regulating the activities of medical institutions and controlling the quality of services provided. The article also highlights the current state and trends in the development of health insurance in Ukraine. Its main types are classified, in particular, voluntary and mandatory insurance, and their features of functioning, advantages and limitations are determined. The need to improve the legislative framework is emphasized, along with the creation of a more flexible and transparent mechanism for regulating insurance relations in healthcare, considering the dynamics of socio-economic processes, the growing demand of citizens for quality medical services, and the necessity of harmonization with European Union legislation. The results of the study provide grounds to assert that the development of an effective health insurance system is a key condition for ensuring the sustainable functioning of the healthcare sector, increasing the accessibility of medical services, and strengthening social protection of the population of Ukraine.
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Алескерова Ю.В., Федоришина Л.І.АНАЛІЗ РОЗВИТКУ МЕДИЧНОГО СТРАХУВАННЯ В УКРАЇНІ: ВИКЛИКИ СЬОГОДЕННЯ. Інфраструктура ринку.2025.Вип. 86. С.58-63.